Conversation Guide Tool  ·  Loan Calculator
Tool · Loan Calculator

Monthly instalment, at a glance.

Standard amortising loan calculator — monthly payment, total interest, total repayment for any principal, rate and tenor.

Inputs

Result

Monthly instalment
RM 2,460
Total interest
RM 385,500
Total repayment
RM 885,500
Interest as % of loan
77.1%
Section01Amortisation

Year-by-year principal vs interest.

Most of the early years are heavy on interest. By the second half of the tenor, the principal portion overtakes interest.

YearPrincipal paidInterest paidBalance remaining

Indicative calculation only. Actual instalments depend on the lender's calculation method (effective rate, reducing balance, festive holidays). Verify with the issuing bank before any commitment.

Conversation GuideTool · Loan Calculator
Tool · Loan Calculator

Loan summary.

Snapshot of the latest calculation on this page.

01.Inputs

  • Loan amount. RM 500,000
  • Rate. 4.25% p.a.
  • Tenor. 30 years

02.Result

Monthly
RM 2,460
Instalment
Total interest
RM 385,500
Over tenor
Total repayment
RM 885,500
Principal + interest
Interest ratio
77.1%
of principal
Indicative calculation only. Actual instalments depend on lender's method. Verify before commitment.
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